Home price change since
How much have home prices gone up in your area since any year?
Pick a state or metro area and the month you have in mind. You get the change in home prices from then to the latest quarter, per year, and what a $100,000 home then would be worth now, from the federal FHFA House Price Index with the math shown.
Home prices since a date
Choose the area and the start month, then press the button. The example below is a real result.
Informational only, not professional advice and not an appraisal. It describes the area’s average, which no particular house follows exactly.
Methodology
The formula. Change = (index now ÷ index then) − 1, and the per-year figure is (index now ÷ index then)1 ÷ years − 1, the compound annual rate. The index is the FHFA House Price Index, which measures how prices of the same homes change between sales, so the ratio of two index values is the area’s price change between those two dates. The $100,000 figure is that ratio applied to a round number; use the home value since purchase calculator for your own price.
Which series. FHFA’s all-transactions index, not seasonally adjusted, quarterly, from the master file (latest period 2026 Q2: the 50 states and the District of Columbia and 410 metro areas and divisions, from 1975). A start month is matched to its quarter and “now” is the latest published quarter; both are printed. The comparison rows use the same window on the state series and the national series. County and ZIP indexes are annual and are not offered here; they have their own pages.
Snapshot, not a live feed. The index files are pulled from FHFA and committed to this site (last pull 2026-09-28). FHFA releases the quarterly figures about two months after each quarter ends, so the latest period trails the calendar.
What this figure cannot know
- Any particular house. It is the area’s average. Renovations, condition, lot and street are not in it.
- Sales the index never sees. Per FHFA’s own description, it is built from repeat sales and appraisals on conforming mortgages bought by Fannie Mae or Freddie Mac. Cash, jumbo, FHA and VA purchases are not in it.
- Inflation. The change is in dollars of each date, not adjusted for the cost of living.
- The future. The index is history. It is not an appraisal and not a forecast.
Last reviewed: September 2026. Data vintage: FHFA master file 2026 Q2.
Frequently asked questions
Why only states and metro areas, not my ZIP or county?
The state and metro indexes are quarterly and run from 1975, so any month you pick has a matching quarter. FHFA's county and ZIP indexes are annual, labeled developmental, and have gaps in thin years. Every ZIP and county with an index has its own page on this site with fixed 1, 5, 10 and 20-year windows, and the home value since purchase calculator uses the ZIP index for a specific purchase.
Is my city in the list?
The list is FHFA's metro areas: the metropolitan statistical areas and metro divisions defined by the Office of Management and Budget, which is why each name is a string of cities and states. A city is inside the metro that carries it in its name; a smaller city is inside the metro whose county it sits in. If your city has no metro in the list, pick the state.
What does per year mean here?
The compound annual rate: the single yearly percentage that, applied every year over the window, produces the total change. It is not the average of each year's change, and it says nothing about any one year inside the window, which can be far above or below it.
Why does the metro differ from the state over the same window?
Because they are different sets of homes. A metro index follows repeat sales inside that metro; the state index follows every metro and rural county in the state together, weighted by their sales. The comparison table shows both so the gap is visible rather than averaged away.
Guides
- How Much Have Home Prices Gone Up in My City Since a Given Year? Reading the Metro IndexPick the metro and month, divide two FHFA index values. How to read a since-year price change for a city, with Austin since 2014 next to Texas and the US.
Related tools
Enter what you paid, when, and your ZIP. See what your home is worth today if it grew like homes in your area did, with the FHFA index values and the math shown.
Open tool →Home Equity Since Purchase CalculatorYour estimated value today minus what you still owe: the equity you have built since you bought, with the FHFA index and the loan balance math shown.
Open tool →