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Home prices in Florida since you bought

A home in Florida bought 10 years ago is worth about 120.0% more today if it kept pace with its state, about 8.2% a year (2016 Q2 to 2026 Q2). The figures are the federal FHFA House Price Index, quarterly, latest 2026 Q2.

Appreciation over 1, 5, 10 and 20 years

WindowChangePer year$300,000 then is nowAfter inflationPeriods
1 year+1.4%+1.4%$304,204-2.4% (-2.4%/yr)2025 Q2 → 2026 Q2
5 years+46.0%+7.9%$438,014+17.7% (+3.3%/yr)2021 Q2 → 2026 Q2
10 years+120.0%+8.2%$659,979+58.2% (+4.7%/yr)2016 Q2 → 2026 Q2
20 years+74.5%+2.8%$523,534+5.7% (+0.3%/yr)2006 Q2 → 2026 Q2

After inflation: the same change measured in dollars of constant buying power, using the CPI-U (all items, US city average) averaged over the start and end periods; the national series, not a local cost of living.

Informational only, not an appraisal. This is the area’s average from repeat sales on conforming mortgages; it knows nothing about any particular house.

How Florida compares

Area1 yr5 yr10 yr20 yr
Florida+1.4%+46.0%+120.0%+74.5%
United States+3.0%+41.3%+93.3%+93.5%

Windows end at each series’ own latest period; the annual county and ZIP indexes end a few quarters before the quarterly state and metro ones.

What is your home worth since you bought it?

The home value since purchase calculator takes your purchase price, month, year and ZIP and applies the smallest area’s index, falling back to the state when the ZIP has no data.

Metro areas in Florida, ranked by 5-year change

#Area5 yrPer year10 yr
1Miami-Miami Beach-Kendall, FL+67.7%+10.9%+142.0%
2West Palm Beach-Boca Raton-Delray Beach, FL+58.7%+9.7%+133.9%
3Sebring, FL+54.7%+9.1%+141.6%
4Homosassa Springs, FL+54.0%+9.0%+156.0%
5Fort Lauderdale-Pompano Beach-Sunrise, FL+49.8%+8.4%+116.6%
6Naples-Marco Island, FL+49.0%+8.3%+109.9%
7Ocala, FL+48.1%+8.2%+127.9%
8Tampa, FL+47.8%+8.1%+137.4%
9Sebastian-Vero Beach-West Vero Corridor, FL+47.3%+8.1%+130.0%
10Orlando-Kissimmee-Sanford, FL+45.4%+7.8%+120.6%
11Port St. Lucie, FL+45.1%+7.7%+129.2%
12St. Petersburg-Clearwater-Largo, FL+43.6%+7.5%+131.7%
13Tallahassee, FL+42.9%+7.4%+93.7%
14Lakeland-Winter Haven, FL+42.9%+7.4%+126.9%
15Gainesville, FL+42.7%+7.4%+111.2%
16Pensacola-Ferry Pass-Brent, FL+42.5%+7.3%+122.4%
17Crestview-Fort Walton Beach-Destin, FL+41.5%+7.2%+115.0%
18Panama City-Panama City Beach, FL+41.2%+7.1%+108.0%
19Jacksonville, FL+40.5%+7.0%+109.8%
20Palm Bay-Melbourne-Titusville, FL+40.5%+7.0%+119.3%
21Deltona-Daytona Beach-Ormond Beach, FL+38.6%+6.8%+121.7%
22North Port-Bradenton-Sarasota, FL+37.5%+6.6%+101.0%
23Wildwood-The Villages, FL+36.1%+6.4%+76.5%
24Cape Coral-Fort Myers, FL+27.8%+5.0%+84.1%
25Punta Gorda, FL+26.3%+4.8%+88.3%

Each row is that area’s own index over its own latest 5 and 10 years; annual county and ZIP series end earlier than quarterly state and metro ones. A dash means the index has no value at the start of that window.

Counties in Florida, ranked by 5-year change

#Area5 yrPer year10 yr
1Miami-Dade County+79.5%+12.4%+147.7%
2Union County+76.6%+12.0%+130.5%
3Holmes County+74.9%+11.8%+127.9%
4Highlands County+73.1%+11.6%+158.6%
5DeSoto County+71.1%+11.3%+164.3%
6Palm Beach County+70.8%+11.3%+138.9%
7Hendry County+70.0%+11.2%+161.8%
8Pasco County+69.1%+11.1%+166.9%
9Baker County+68.7%+11.0%+124.8%
10Franklin County+68.7%+11.0%+126.5%
11Hernando County+68.1%+10.9%+172.5%
12Collier County+67.7%+10.9%+118.9%
13Putnam County+67.1%+10.8%+155.5%
14Martin County+66.7%+10.8%+137.3%
15Citrus County+66.3%+10.7%+156.9%
16Levy County+65.8%+10.6%+117.8%
17Manatee County+65.6%+10.6%+130.4%
18Nassau County+65.1%+10.5%+139.1%
19Columbia County+64.6%+10.5%+120.8%
20Saint Lucie County+64.1%+10.4%+152.4%
21Broward County+64.1%+10.4%+125.6%
22Bradford County+64.0%+10.4%+102.6%
23Hillsborough County+63.3%+10.3%+139.6%
24Marion County+63.2%+10.3%+132.4%
25Hardee County+63.0%+10.3%+116.5%
26Okeechobee County+62.9%+10.3%+146.9%
27Pinellas County+62.3%+10.2%+145.4%
28Dixie County+62.1%+10.1%+85.4%
29Lake County+61.4%+10.0%+131.4%
30Monroe County+61.0%+10.0%+118.3%
31Saint Johns County+60.5%+9.9%+115.0%
32Walton County+60.4%+9.9%+119.1%
33Jefferson County+60.1%+9.9%+108.8%
34Osceola County+59.8%+9.8%+142.6%
35Suwannee County+59.1%+9.7%+107.5%
36Polk County+58.3%+9.6%+140.5%
37Gilchrist County+58.3%+9.6%+111.4%
38Indian River County+58.0%+9.6%+136.4%
39Calhoun County+57.9%+9.6%+103.3%
40Washington County+56.9%+9.4%+102.5%
41Orange County+56.3%+9.3%+122.4%
42Clay County+55.8%+9.3%+123.1%
43Volusia County+55.5%+9.2%+140.0%
44Alachua County+55.3%+9.2%+111.5%
45Gulf County+55.1%+9.2%+135.5%
46Seminole County+54.8%+9.1%+123.5%
47Brevard County+54.2%+9.1%+135.0%
48Santa Rosa County+53.3%+8.9%+112.8%
49Escambia County+52.9%+8.9%+119.0%
50Duval County+52.5%+8.8%+115.4%
51Sarasota County+52.1%+8.7%+110.8%
52Taylor County+51.4%+8.7%+72.7%
53Flagler County+49.9%+8.4%+106.5%
54Lee County+48.5%+8.2%+100.7%
55Bay County+48.4%+8.2%+108.7%
56Jackson County+47.8%+8.1%+90.0%
57Leon County+47.1%+8.0%+88.7%
58Okaloosa County+46.7%+8.0%+104.1%
59Liberty County+46.5%+7.9%+111.3%
60Wakulla County+46.4%+7.9%+97.0%
61Charlotte County+46.2%+7.9%+106.0%
62Madison County+46.2%+7.9%+67.1%
63Gadsden County+45.4%+7.8%+88.9%
64Hamilton County+37.1%+6.5%+79.6%
65Sumter County+34.9%+6.2%+59.2%

Each row is that area’s own index over its own latest 5 and 10 years; annual county and ZIP series end earlier than quarterly state and metro ones. A dash means the index has no value at the start of that window.

Where these figures come from

Series. FHFA HPI, traditional / all-transactions / quarterly, NSA, State FL, from the FHFA House Price Index datasets. Each change is the index at the end of the window divided by the index at its start, ending at the latest published period (2026 Q2). Per-year figures are compound annual rates. Snapshot vintage: master file through 2026 Q2.

What it leaves out. The index is estimated from repeat sales and appraisals on mortgages bought or guaranteed by Fannie Mae and Freddie Mac, so cash, jumbo, FHA and VA purchases are not in it. It tracks the area, not any house: renovations, condition and lot are invisible to it.

Data pulled 2026-09-28. FHFA publishes state and metro indexes quarterly and county and ZIP indexes annually; this page updates with each pull.