state
Home prices in Illinois since you bought
A home in Illinois bought 10 years ago is worth about 75.6% more today if it kept pace with its state, about 5.8% a year (2016 Q2 to 2026 Q2). The figures are the federal FHFA House Price Index, quarterly, latest 2026 Q2.
Appreciation over 1, 5, 10 and 20 years
| Window | Change | Per year | $300,000 then is now | After inflation | Periods |
|---|---|---|---|---|---|
| 1 year | +6.0% | +6.0% | $317,964 | +2.0% (+2.0%/yr) | 2025 Q2 → 2026 Q2 |
| 5 years | +46.9% | +8.0% | $440,697 | +18.4% (+3.4%/yr) | 2021 Q2 → 2026 Q2 |
| 10 years | +75.6% | +5.8% | $526,799 | +26.3% (+2.4%/yr) | 2016 Q2 → 2026 Q2 |
| 20 years | +55.6% | +2.2% | $466,671 | -5.8% (-0.3%/yr) | 2006 Q2 → 2026 Q2 |
After inflation: the same change measured in dollars of constant buying power, using the CPI-U (all items, US city average) averaged over the start and end periods; the national series, not a local cost of living.
Informational only, not an appraisal. This is the area’s average from repeat sales on conforming mortgages; it knows nothing about any particular house.
How Illinois compares
| Area | 1 yr | 5 yr | 10 yr | 20 yr |
|---|---|---|---|---|
| Illinois | +6.0% | +46.9% | +75.6% | +55.6% |
| United States | +3.0% | +41.3% | +93.3% | +93.5% |
Windows end at each series’ own latest period; the annual county and ZIP indexes end a few quarters before the quarterly state and metro ones.
What is your home worth since you bought it?
The home value since purchase calculator takes your purchase price, month, year and ZIP and applies the smallest area’s index, falling back to the state when the ZIP has no data.
Metro areas in Illinois, ranked by 5-year change
| # | Area | 5 yr | Per year | 10 yr |
|---|---|---|---|---|
| 1 | Rockford, IL | +63.8% | +10.4% | +112.2% |
| 2 | Elgin, IL | +53.0% | +8.9% | +90.8% |
| 3 | Bloomington, IL | +52.2% | +8.8% | +71.2% |
| 4 | Lake County, IL | +51.8% | +8.7% | +74.2% |
| 5 | Champaign-Urbana, IL | +47.5% | +8.1% | +74.6% |
| 6 | Paducah, KY-IL | +47.3% | +8.1% | +79.1% |
| 7 | Chicago-Naperville-Schaumburg, IL | +45.5% | +7.8% | +75.7% |
| 8 | Kankakee, IL | +45.5% | +7.8% | +83.1% |
| 9 | Decatur, IL | +44.6% | +7.7% | +61.6% |
| 10 | Peoria, IL | +44.6% | +7.7% | +56.5% |
| 11 | Springfield, IL | +42.1% | +7.3% | +59.7% |
| 12 | St. Louis, MO-IL | +40.5% | +7.0% | +81.9% |
| 13 | Cape Girardeau, MO-IL | +39.0% | +6.8% | +67.0% |
| 14 | Davenport-Moline-Rock Island, IA-IL | +36.0% | +6.3% | +62.0% |
Each row is that area’s own index over its own latest 5 and 10 years; annual county and ZIP series end earlier than quarterly state and metro ones. A dash means the index has no value at the start of that window.
Counties in Illinois, ranked by 5-year change
| # | Area | 5 yr | Per year | 10 yr |
|---|---|---|---|---|
| 1 | Putnam County | +83.2% | +12.9% | +94.2% |
| 2 | Winnebago County | +67.9% | +10.9% | +99.6% |
| 3 | Cumberland County | +67.1% | +10.8% | +89.0% |
| 4 | Perry County | +61.7% | +10.1% | +73.3% |
| 5 | Boone County | +59.2% | +9.7% | +87.5% |
| 6 | McHenry County | +57.3% | +9.5% | +86.2% |
| 7 | Stephenson County | +57.1% | +9.5% | +80.7% |
| 8 | Kane County | +55.6% | +9.2% | +81.6% |
| 9 | Johnson County | +55.5% | +9.2% | +60.4% |
| 10 | Bond County | +55.5% | +9.2% | +76.0% |
| 11 | DeKalb County | +55.4% | +9.2% | +84.8% |
| 12 | Kendall County | +55.3% | +9.2% | +87.0% |
| 13 | Ford County | +54.6% | +9.1% | +66.0% |
| 14 | McLean County | +54.4% | +9.1% | +59.8% |
| 15 | Lake County | +54.1% | +9.0% | +66.2% |
| 16 | Ogle County | +53.8% | +9.0% | +73.1% |
| 17 | Hamilton County | +53.2% | +8.9% | — |
| 18 | Marion County | +53.2% | +8.9% | +70.4% |
| 19 | Will County | +52.6% | +8.8% | +78.5% |
| 20 | Champaign County | +52.2% | +8.8% | +64.1% |
| 21 | La Salle County | +51.8% | +8.7% | +71.4% |
| 22 | Saint Clair County | +51.5% | +8.7% | +69.3% |
| 23 | Wabash County | +50.6% | +8.5% | +66.9% |
| 24 | Lee County | +49.6% | +8.4% | +67.2% |
| 25 | Monroe County | +49.4% | +8.4% | +71.8% |
| 26 | Mason County | +49.1% | +8.3% | +34.9% |
| 27 | Iroquois County | +48.9% | +8.3% | +67.1% |
| 28 | Douglas County | +48.7% | +8.3% | +69.9% |
| 29 | Livingston County | +48.5% | +8.2% | +61.2% |
| 30 | Clinton County | +48.2% | +8.2% | +57.1% |
| 31 | Madison County | +47.0% | +8.0% | +65.9% |
| 32 | Shelby County | +47.0% | +8.0% | +65.0% |
| 33 | Coles County | +46.9% | +8.0% | +52.4% |
| 34 | Lawrence County | +46.8% | +8.0% | +64.0% |
| 35 | Kankakee County | +46.4% | +7.9% | +67.9% |
| 36 | DuPage County | +46.4% | +7.9% | +64.1% |
| 37 | Marshall County | +46.1% | +7.9% | +63.2% |
| 38 | Jo Daviess County | +46.1% | +7.9% | +57.1% |
| 39 | Clark County | +46.0% | +7.9% | +62.5% |
| 40 | Williamson County | +45.7% | +7.8% | +54.3% |
| 41 | Jefferson County | +45.6% | +7.8% | +59.0% |
| 42 | Peoria County | +44.9% | +7.7% | +44.8% |
| 43 | Effingham County | +44.9% | +7.7% | +63.6% |
| 44 | Bureau County | +44.8% | +7.7% | +52.0% |
| 45 | Dewitt County | +44.5% | +7.6% | +52.9% |
| 46 | Macon County | +44.2% | +7.6% | +53.5% |
| 47 | Grundy County | +44.1% | +7.6% | +67.7% |
| 48 | Schuyler County | +43.9% | +7.6% | +58.4% |
| 49 | Carroll County | +43.6% | +7.5% | +56.6% |
| 50 | Vermilion County | +43.2% | +7.4% | +58.1% |
| 51 | Jersey County | +43.2% | +7.4% | +55.8% |
| 52 | Woodford County | +42.9% | +7.4% | +51.1% |
| 53 | Adams County | +42.6% | +7.4% | +55.1% |
| 54 | Washington County | +42.6% | +7.4% | +56.2% |
| 55 | Piatt County | +42.3% | +7.3% | +55.3% |
| 56 | Union County | +42.3% | +7.3% | +49.4% |
| 57 | Stark County | +42.1% | +7.3% | +39.0% |
| 58 | Sangamon County | +41.9% | +7.3% | +50.1% |
| 59 | Cook County | +41.6% | +7.2% | +61.3% |
| 60 | Tazewell County | +41.5% | +7.2% | +44.8% |
| 61 | Jackson County | +41.3% | +7.2% | +43.6% |
| 62 | Christian County | +41.0% | +7.1% | +50.8% |
| 63 | Morgan County | +41.0% | +7.1% | +50.9% |
| 64 | Franklin County | +40.8% | +7.1% | +49.6% |
| 65 | Logan County | +40.4% | +7.0% | +47.3% |
| 66 | Moultrie County | +40.3% | +7.0% | +57.5% |
| 67 | Rock Island County | +40.1% | +7.0% | +53.1% |
| 68 | Menard County | +39.8% | +6.9% | +51.6% |
| 69 | Randolph County | +39.5% | +6.9% | +57.1% |
| 70 | Henry County | +39.5% | +6.9% | +53.8% |
| 71 | Henderson County | +39.4% | +6.9% | +30.3% |
| 72 | Hancock County | +39.1% | +6.8% | +45.8% |
| 73 | Macoupin County | +39.1% | +6.8% | +51.9% |
| 74 | Pike County | +38.7% | +6.8% | +51.8% |
| 75 | Knox County | +38.2% | +6.7% | +50.4% |
| 76 | Wayne County | +38.1% | +6.7% | +35.9% |
| 77 | Montgomery County | +38.0% | +6.6% | +55.5% |
| 78 | Massac County | +37.7% | +6.6% | +40.4% |
| 79 | Gallatin County | +37.5% | +6.6% | +55.3% |
| 80 | Fulton County | +37.5% | +6.6% | +44.8% |
| 81 | Cass County | +37.4% | +6.6% | +42.3% |
| 82 | Whiteside County | +37.3% | +6.5% | +51.2% |
| 83 | Edwards County | +34.6% | +6.1% | +40.9% |
| 84 | Richland County | +34.1% | +6.0% | +42.6% |
| 85 | Mercer County | +33.9% | +6.0% | +50.2% |
| 86 | Fayette County | +33.4% | +5.9% | +41.3% |
| 87 | Clay County | +32.2% | +5.7% | +36.5% |
| 88 | Scott County | +32.1% | +5.7% | +52.6% |
| 89 | Crawford County | +31.1% | +5.6% | +38.0% |
| 90 | Saline County | +30.3% | +5.4% | +33.0% |
| 91 | Edgar County | +30.0% | +5.4% | +41.3% |
| 92 | McDonough County | +29.6% | +5.3% | +26.4% |
| 93 | Brown County | +28.9% | +5.2% | +40.3% |
| 94 | White County | +27.3% | +5.0% | +38.0% |
| 95 | Warren County | +26.9% | +4.9% | +30.9% |
| 96 | Jasper County | +22.1% | +4.1% | +30.0% |
| 97 | Greene County | +16.6% | +3.1% | +17.7% |
Each row is that area’s own index over its own latest 5 and 10 years; annual county and ZIP series end earlier than quarterly state and metro ones. A dash means the index has no value at the start of that window.
Where these figures come from
Series. FHFA HPI, traditional / all-transactions / quarterly, NSA, State IL, from the FHFA House Price Index datasets. Each change is the index at the end of the window divided by the index at its start, ending at the latest published period (2026 Q2). Per-year figures are compound annual rates. Snapshot vintage: master file through 2026 Q2.
What it leaves out. The index is estimated from repeat sales and appraisals on mortgages bought or guaranteed by Fannie Mae and Freddie Mac, so cash, jumbo, FHA and VA purchases are not in it. It tracks the area, not any house: renovations, condition and lot are invisible to it.
Data pulled 2026-09-28. FHFA publishes state and metro indexes quarterly and county and ZIP indexes annually; this page updates with each pull.