state
Home prices in Iowa since you bought
A home in Iowa bought 10 years ago is worth about 70.6% more today if it kept pace with its state, about 5.5% a year (2016 Q2 to 2026 Q2). The figures are the federal FHFA House Price Index, quarterly, latest 2026 Q2.
Appreciation over 1, 5, 10 and 20 years
| Window | Change | Per year | $300,000 then is now | After inflation | Periods |
|---|---|---|---|---|---|
| 1 year | +3.2% | +3.2% | $309,675 | -0.6% (-0.6%/yr) | 2025 Q2 → 2026 Q2 |
| 5 years | +37.4% | +6.6% | $412,317 | +10.8% (+2.1%/yr) | 2021 Q2 → 2026 Q2 |
| 10 years | +70.6% | +5.5% | $511,831 | +22.7% (+2.1%/yr) | 2016 Q2 → 2026 Q2 |
| 20 years | +93.5% | +3.4% | $580,634 | +17.2% (+0.8%/yr) | 2006 Q2 → 2026 Q2 |
After inflation: the same change measured in dollars of constant buying power, using the CPI-U (all items, US city average) averaged over the start and end periods; the national series, not a local cost of living.
Informational only, not an appraisal. This is the area’s average from repeat sales on conforming mortgages; it knows nothing about any particular house.
How Iowa compares
| Area | 1 yr | 5 yr | 10 yr | 20 yr |
|---|---|---|---|---|
| Iowa | +3.2% | +37.4% | +70.6% | +93.5% |
| United States | +3.0% | +41.3% | +93.3% | +93.5% |
Windows end at each series’ own latest period; the annual county and ZIP indexes end a few quarters before the quarterly state and metro ones.
What is your home worth since you bought it?
The home value since purchase calculator takes your purchase price, month, year and ZIP and applies the smallest area’s index, falling back to the state when the ZIP has no data.
Metro areas in Iowa, ranked by 5-year change
| # | Area | 5 yr | Per year | 10 yr |
|---|---|---|---|---|
| 1 | Dubuque, IA | +41.2% | +7.1% | +69.5% |
| 2 | Omaha, NE-IA | +40.1% | +7.0% | +95.1% |
| 3 | Sioux City, IA-NE-SD | +39.6% | +6.9% | +81.9% |
| 4 | Ames, IA | +37.4% | +6.6% | +69.5% |
| 5 | Waterloo-Cedar Falls, IA | +37.0% | +6.5% | +61.2% |
| 6 | Davenport-Moline-Rock Island, IA-IL | +36.0% | +6.3% | +62.0% |
| 7 | Des Moines-West Des Moines, IA | +35.2% | +6.2% | +69.7% |
| 8 | Cedar Rapids, IA | +35.1% | +6.2% | +65.8% |
| 9 | Iowa City, IA | +33.9% | +6.0% | +59.3% |
Each row is that area’s own index over its own latest 5 and 10 years; annual county and ZIP series end earlier than quarterly state and metro ones. A dash means the index has no value at the start of that window.
Counties in Iowa, ranked by 5-year change
| # | Area | 5 yr | Per year | 10 yr |
|---|---|---|---|---|
| 1 | Montgomery County | +82.4% | +12.8% | +96.9% |
| 2 | Ringgold County | +74.3% | +11.8% | +85.7% |
| 3 | Van Buren County | +73.4% | +11.6% | +76.3% |
| 4 | Osceola County | +72.7% | +11.5% | +70.2% |
| 5 | Lucas County | +69.3% | +11.1% | +116.0% |
| 6 | Davis County | +67.6% | +10.9% | +93.8% |
| 7 | Greene County | +67.4% | +10.9% | +102.0% |
| 8 | Wayne County | +64.2% | +10.4% | +81.7% |
| 9 | Dickinson County | +59.7% | +9.8% | +86.1% |
| 10 | Sac County | +55.7% | +9.3% | +95.7% |
| 11 | Calhoun County | +54.9% | +9.2% | +99.6% |
| 12 | Monona County | +54.7% | +9.1% | +81.9% |
| 13 | Appanoose County | +54.7% | +9.1% | +75.1% |
| 14 | Worth County | +53.7% | +9.0% | +79.3% |
| 15 | Mahaska County | +52.9% | +8.9% | +77.3% |
| 16 | Mitchell County | +52.9% | +8.9% | +70.5% |
| 17 | Shelby County | +52.9% | +8.9% | +79.8% |
| 18 | Crawford County | +52.7% | +8.8% | +60.2% |
| 19 | Jackson County | +52.6% | +8.8% | +78.7% |
| 20 | Palo Alto County | +52.4% | +8.8% | +67.0% |
| 21 | Keokuk County | +51.6% | +8.7% | +67.5% |
| 22 | Pottawattamie County | +51.4% | +8.6% | +87.5% |
| 23 | Lyon County | +50.9% | +8.6% | +79.8% |
| 24 | Winneshiek County | +50.5% | +8.5% | +70.5% |
| 25 | Marion County | +50.0% | +8.4% | +79.5% |
| 26 | Sioux County | +49.2% | +8.3% | +83.6% |
| 27 | Allamakee County | +49.0% | +8.3% | +71.8% |
| 28 | Cherokee County | +49.0% | +8.3% | +78.5% |
| 29 | Buena Vista County | +48.8% | +8.3% | +77.6% |
| 30 | Page County | +48.4% | +8.2% | +74.5% |
| 31 | Howard County | +48.3% | +8.2% | +83.2% |
| 32 | Adair County | +48.2% | +8.2% | +78.4% |
| 33 | Delaware County | +48.1% | +8.2% | +73.1% |
| 34 | Fremont County | +48.1% | +8.2% | +71.6% |
| 35 | Decatur County | +47.7% | +8.1% | +60.0% |
| 36 | Obrien County | +47.6% | +8.1% | +75.0% |
| 37 | Jasper County | +47.3% | +8.1% | +76.7% |
| 38 | Wright County | +47.2% | +8.0% | +74.7% |
| 39 | Mills County | +47.0% | +8.0% | +84.8% |
| 40 | Woodbury County | +46.1% | +7.9% | +82.1% |
| 41 | Marshall County | +45.3% | +7.8% | +71.9% |
| 42 | Clarke County | +45.1% | +7.7% | +66.1% |
| 43 | Harrison County | +45.1% | +7.7% | +80.9% |
| 44 | Madison County | +44.9% | +7.7% | +74.1% |
| 45 | Clayton County | +44.8% | +7.7% | +69.7% |
| 46 | Chickasaw County | +44.7% | +7.7% | +61.3% |
| 47 | Guthrie County | +44.7% | +7.7% | +76.9% |
| 48 | Cass County | +44.7% | +7.7% | +69.6% |
| 49 | Dubuque County | +44.3% | +7.6% | +66.7% |
| 50 | Grundy County | +44.2% | +7.6% | +69.5% |
| 51 | Butler County | +43.6% | +7.5% | +60.4% |
| 52 | Louisa County | +43.5% | +7.5% | +74.4% |
| 53 | Cedar County | +43.1% | +7.4% | +69.8% |
| 54 | Plymouth County | +43.0% | +7.4% | +70.4% |
| 55 | Pocahontas County | +42.9% | +7.4% | +61.5% |
| 56 | Boone County | +42.9% | +7.4% | +75.8% |
| 57 | Carroll County | +42.7% | +7.4% | +69.6% |
| 58 | Benton County | +42.2% | +7.3% | +63.6% |
| 59 | Wapello County | +42.0% | +7.3% | +53.7% |
| 60 | Emmet County | +41.9% | +7.3% | +54.2% |
| 61 | Union County | +41.4% | +7.2% | +68.7% |
| 62 | Hamilton County | +41.0% | +7.1% | +63.3% |
| 63 | Story County | +40.7% | +7.1% | +63.6% |
| 64 | Warren County | +40.6% | +7.1% | +68.1% |
| 65 | Fayette County | +40.5% | +7.0% | +64.1% |
| 66 | Polk County | +40.4% | +7.0% | +69.6% |
| 67 | Hancock County | +40.1% | +7.0% | +66.6% |
| 68 | Cerro Gordo County | +40.1% | +7.0% | +64.1% |
| 69 | Lee County | +40.0% | +7.0% | +53.1% |
| 70 | Jefferson County | +39.8% | +6.9% | +53.0% |
| 71 | Winnebago County | +39.6% | +6.9% | +66.5% |
| 72 | Clinton County | +39.5% | +6.9% | +59.3% |
| 73 | Jones County | +39.1% | +6.8% | +63.3% |
| 74 | Bremer County | +38.8% | +6.8% | +53.4% |
| 75 | Muscatine County | +38.4% | +6.7% | +59.5% |
| 76 | Tama County | +38.4% | +6.7% | +60.0% |
| 77 | Scott County | +38.0% | +6.7% | +57.7% |
| 78 | Linn County | +37.9% | +6.6% | +56.3% |
| 79 | Black Hawk County | +37.6% | +6.6% | +49.6% |
| 80 | Dallas County | +37.4% | +6.6% | +55.8% |
| 81 | Buchanan County | +37.1% | +6.5% | +60.5% |
| 82 | Poweshiek County | +37.1% | +6.5% | +59.6% |
| 83 | Adams County | +36.7% | +6.5% | +55.9% |
| 84 | Clay County | +36.5% | +6.4% | +55.6% |
| 85 | Audubon County | +36.5% | +6.4% | +62.7% |
| 86 | Kossuth County | +36.2% | +6.4% | +41.5% |
| 87 | Des Moines County | +36.2% | +6.4% | +46.6% |
| 88 | Washington County | +36.2% | +6.4% | +59.6% |
| 89 | Johnson County | +36.0% | +6.3% | +55.4% |
| 90 | Iowa County | +35.8% | +6.3% | +57.5% |
| 91 | Hardin County | +33.9% | +6.0% | +50.8% |
| 92 | Franklin County | +32.5% | +5.8% | +57.9% |
| 93 | Taylor County | +31.5% | +5.6% | +59.8% |
| 94 | Monroe County | +31.0% | +5.5% | +50.6% |
| 95 | Webster County | +30.9% | +5.5% | +52.1% |
| 96 | Henry County | +30.4% | +5.5% | +51.7% |
| 97 | Humboldt County | +29.0% | +5.2% | +49.2% |
| 98 | Floyd County | +27.5% | +5.0% | +47.3% |
| 99 | Ida County | +25.4% | +4.6% | +44.8% |
Each row is that area’s own index over its own latest 5 and 10 years; annual county and ZIP series end earlier than quarterly state and metro ones. A dash means the index has no value at the start of that window.
Where these figures come from
Series. FHFA HPI, traditional / all-transactions / quarterly, NSA, State IA, from the FHFA House Price Index datasets. Each change is the index at the end of the window divided by the index at its start, ending at the latest published period (2026 Q2). Per-year figures are compound annual rates. Snapshot vintage: master file through 2026 Q2.
What it leaves out. The index is estimated from repeat sales and appraisals on mortgages bought or guaranteed by Fannie Mae and Freddie Mac, so cash, jumbo, FHA and VA purchases are not in it. It tracks the area, not any house: renovations, condition and lot are invisible to it.
Data pulled 2026-09-28. FHFA publishes state and metro indexes quarterly and county and ZIP indexes annually; this page updates with each pull.