state
Home prices in North Carolina since you bought
A home in North Carolina bought 10 years ago is worth about 113.3% more today if it kept pace with its state, about 7.9% a year (2016 Q2 to 2026 Q2). The figures are the federal FHFA House Price Index, quarterly, latest 2026 Q2.
Appreciation over 1, 5, 10 and 20 years
| Window | Change | Per year | $300,000 then is now | After inflation | Periods |
|---|---|---|---|---|---|
| 1 year | +2.4% | +2.4% | $307,178 | -1.4% (-1.4%/yr) | 2025 Q2 → 2026 Q2 |
| 5 years | +51.4% | +8.7% | $454,294 | +22.1% (+4.1%/yr) | 2021 Q2 → 2026 Q2 |
| 10 years | +113.3% | +7.9% | $639,839 | +53.3% (+4.4%/yr) | 2016 Q2 → 2026 Q2 |
| 20 years | +126.3% | +4.2% | $678,979 | +37.1% (+1.6%/yr) | 2006 Q2 → 2026 Q2 |
After inflation: the same change measured in dollars of constant buying power, using the CPI-U (all items, US city average) averaged over the start and end periods; the national series, not a local cost of living.
Informational only, not an appraisal. This is the area’s average from repeat sales on conforming mortgages; it knows nothing about any particular house.
How North Carolina compares
| Area | 1 yr | 5 yr | 10 yr | 20 yr |
|---|---|---|---|---|
| North Carolina | +2.4% | +51.4% | +113.3% | +126.3% |
| United States | +3.0% | +41.3% | +93.3% | +93.5% |
Windows end at each series’ own latest period; the annual county and ZIP indexes end a few quarters before the quarterly state and metro ones.
What is your home worth since you bought it?
The home value since purchase calculator takes your purchase price, month, year and ZIP and applies the smallest area’s index, falling back to the state when the ZIP has no data.
Metro areas in North Carolina, ranked by 5-year change
| # | Area | 5 yr | Per year | 10 yr |
|---|---|---|---|---|
| 1 | Wilmington, NC | +59.7% | +9.8% | +134.0% |
| 2 | Jacksonville, NC | +58.3% | +9.6% | +113.1% |
| 3 | Burlington, NC | +57.9% | +9.6% | +114.4% |
| 4 | Fayetteville, NC | +57.1% | +9.4% | +95.6% |
| 5 | Greensboro-High Point, NC | +55.1% | +9.2% | +107.1% |
| 6 | Winston-Salem, NC | +54.9% | +9.2% | +110.0% |
| 7 | Pinehurst-Southern Pines, NC | +54.9% | +9.1% | +100.9% |
| 8 | Hickory-Lenoir-Morganton, NC | +54.2% | +9.1% | +117.1% |
| 9 | Goldsboro, NC | +51.1% | +8.6% | +77.4% |
| 10 | Charlotte-Concord-Gastonia, NC-SC | +49.9% | +8.4% | +124.2% |
| 11 | Durham-Chapel Hill, NC | +47.6% | +8.1% | +112.1% |
| 12 | Asheville, NC | +45.3% | +7.8% | +107.9% |
| 13 | Raleigh-Cary, NC | +44.9% | +7.7% | +105.2% |
| 14 | Greenville, NC | +44.8% | +7.7% | +86.1% |
| 15 | Rocky Mount, NC | +44.3% | +7.6% | +90.3% |
| 16 | Virginia Beach-Chesapeake-Norfolk, VA-NC | +43.4% | +7.5% | +78.2% |
Each row is that area’s own index over its own latest 5 and 10 years; annual county and ZIP series end earlier than quarterly state and metro ones. A dash means the index has no value at the start of that window.
Counties in North Carolina, ranked by 5-year change
| # | Area | 5 yr | Per year | 10 yr |
|---|---|---|---|---|
| 1 | Avery County | +89.1% | +13.6% | +141.1% |
| 2 | Watauga County | +80.0% | +12.5% | +120.7% |
| 3 | Yancey County | +80.0% | +12.5% | +119.8% |
| 4 | Clay County | +77.6% | +12.2% | +116.3% |
| 5 | Pasquotank County | +77.4% | +12.2% | +112.4% |
| 6 | Cherokee County | +76.4% | +12.0% | +125.5% |
| 7 | Jones County | +76.4% | +12.0% | +112.2% |
| 8 | Jackson County | +75.1% | +11.9% | +112.5% |
| 9 | Ashe County | +74.5% | +11.8% | +108.5% |
| 10 | Alleghany County | +73.9% | +11.7% | +114.2% |
| 11 | Beaufort County | +73.8% | +11.7% | +98.6% |
| 12 | Polk County | +73.6% | +11.7% | +122.5% |
| 13 | Dare County | +73.6% | +11.7% | +112.2% |
| 14 | Brunswick County | +72.8% | +11.6% | +130.2% |
| 15 | Macon County | +70.5% | +11.3% | +115.3% |
| 16 | Transylvania County | +70.3% | +11.2% | +128.3% |
| 17 | Alexander County | +69.7% | +11.2% | +108.9% |
| 18 | Carteret County | +69.6% | +11.1% | +112.0% |
| 19 | New Hanover County | +69.4% | +11.1% | +127.1% |
| 20 | Onslow County | +69.3% | +11.1% | +108.9% |
| 21 | Lee County | +69.2% | +11.1% | +109.9% |
| 22 | Vance County | +69.2% | +11.1% | +104.3% |
| 23 | Union County | +68.7% | +11.0% | +128.0% |
| 24 | Mitchell County | +67.8% | +10.9% | +97.9% |
| 25 | Davidson County | +67.5% | +10.9% | +104.6% |
| 26 | Craven County | +67.4% | +10.8% | +98.5% |
| 27 | Moore County | +67.3% | +10.8% | +100.7% |
| 28 | Scotland County | +67.3% | +10.8% | +90.4% |
| 29 | Cleveland County | +66.7% | +10.8% | +113.3% |
| 30 | Cumberland County | +66.7% | +10.8% | +86.6% |
| 31 | Rutherford County | +66.7% | +10.8% | +113.6% |
| 32 | Rowan County | +66.3% | +10.7% | +121.1% |
| 33 | Pamlico County | +66.3% | +10.7% | +101.6% |
| 34 | Rockingham County | +66.0% | +10.7% | +96.5% |
| 35 | Wilkes County | +66.0% | +10.7% | +94.2% |
| 36 | Chatham County | +65.8% | +10.6% | +104.1% |
| 37 | Iredell County | +65.7% | +10.6% | +107.1% |
| 38 | Alamance County | +65.3% | +10.6% | +105.3% |
| 39 | Greene County | +65.2% | +10.6% | +85.8% |
| 40 | Randolph County | +64.8% | +10.5% | +104.5% |
| 41 | McDowell County | +64.7% | +10.5% | +117.3% |
| 42 | Gaston County | +64.7% | +10.5% | +132.1% |
| 43 | Wilson County | +64.7% | +10.5% | +88.5% |
| 44 | Surry County | +64.6% | +10.5% | +91.9% |
| 45 | Pender County | +63.8% | +10.4% | +112.5% |
| 46 | Catawba County | +63.7% | +10.4% | +111.1% |
| 47 | Currituck County | +63.1% | +10.3% | +87.7% |
| 48 | Stokes County | +63.0% | +10.3% | +101.5% |
| 49 | Stanly County | +62.8% | +10.2% | +105.2% |
| 50 | Chowan County | +62.4% | +10.2% | +92.7% |
| 51 | Cabarrus County | +62.4% | +10.2% | +122.4% |
| 52 | Forsyth County | +62.3% | +10.2% | +101.0% |
| 53 | Lenoir County | +62.2% | +10.2% | +77.7% |
| 54 | Caldwell County | +62.1% | +10.1% | +107.6% |
| 55 | Columbus County | +61.1% | +10.0% | +84.7% |
| 56 | Wayne County | +61.0% | +10.0% | +77.8% |
| 57 | Sampson County | +60.9% | +10.0% | +89.3% |
| 58 | Granville County | +60.8% | +10.0% | +101.8% |
| 59 | Warren County | +60.8% | +10.0% | +84.2% |
| 60 | Guilford County | +60.6% | +9.9% | +98.4% |
| 61 | Orange County | +60.5% | +9.9% | +96.7% |
| 62 | Bladen County | +60.4% | +9.9% | +79.3% |
| 63 | Mecklenburg County | +60.2% | +9.9% | +129.3% |
| 64 | Lincoln County | +60.2% | +9.9% | +104.9% |
| 65 | Nash County | +60.0% | +9.9% | +90.9% |
| 66 | Haywood County | +59.6% | +9.8% | +110.0% |
| 67 | Burke County | +59.6% | +9.8% | +103.6% |
| 68 | Richmond County | +59.3% | +9.8% | +90.2% |
| 69 | Duplin County | +59.3% | +9.8% | +93.3% |
| 70 | Franklin County | +58.7% | +9.7% | +111.4% |
| 71 | Harnett County | +58.6% | +9.7% | +97.1% |
| 72 | Hyde County | +58.6% | +9.7% | +82.3% |
| 73 | Anson County | +58.6% | +9.7% | +101.2% |
| 74 | Davie County | +58.0% | +9.6% | +87.7% |
| 75 | Swain County | +57.9% | +9.6% | +98.8% |
| 76 | Henderson County | +57.5% | +9.5% | +110.6% |
| 77 | Camden County | +57.4% | +9.5% | +75.9% |
| 78 | Wake County | +57.2% | +9.5% | +106.9% |
| 79 | Pitt County | +56.2% | +9.3% | +82.5% |
| 80 | Washington County | +56.0% | +9.3% | +73.1% |
| 81 | Robeson County | +55.9% | +9.3% | +72.0% |
| 82 | Johnston County | +55.8% | +9.3% | +106.0% |
| 83 | Durham County | +55.6% | +9.2% | +118.7% |
| 84 | Yadkin County | +54.9% | +9.1% | +89.1% |
| 85 | Gates County | +54.6% | +9.1% | +71.6% |
| 86 | Buncombe County | +53.8% | +9.0% | +105.3% |
| 87 | Perquimans County | +52.8% | +8.9% | +70.0% |
| 88 | Halifax County | +52.5% | +8.8% | +71.9% |
| 89 | Person County | +52.0% | +8.7% | +88.5% |
| 90 | Hertford County | +51.5% | +8.7% | +52.7% |
| 91 | Hoke County | +51.2% | +8.6% | +80.4% |
| 92 | Montgomery County | +49.5% | +8.4% | +79.9% |
| 93 | Edgecombe County | +49.4% | +8.4% | +73.1% |
| 94 | Graham County | +49.0% | +8.3% | +94.8% |
| 95 | Madison County | +47.2% | +8.0% | +85.6% |
| 96 | Martin County | +41.7% | +7.2% | +66.1% |
| 97 | Caswell County | +40.2% | +7.0% | +80.8% |
| 98 | Bertie County | +36.4% | +6.4% | +42.3% |
| 99 | Northampton County | +19.9% | +3.7% | +37.6% |
Each row is that area’s own index over its own latest 5 and 10 years; annual county and ZIP series end earlier than quarterly state and metro ones. A dash means the index has no value at the start of that window.
Where these figures come from
Series. FHFA HPI, traditional / all-transactions / quarterly, NSA, State NC, from the FHFA House Price Index datasets. Each change is the index at the end of the window divided by the index at its start, ending at the latest published period (2026 Q2). Per-year figures are compound annual rates. Snapshot vintage: master file through 2026 Q2.
What it leaves out. The index is estimated from repeat sales and appraisals on mortgages bought or guaranteed by Fannie Mae and Freddie Mac, so cash, jumbo, FHA and VA purchases are not in it. It tracks the area, not any house: renovations, condition and lot are invisible to it.
Data pulled 2026-09-28. FHFA publishes state and metro indexes quarterly and county and ZIP indexes annually; this page updates with each pull.