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Home prices in North Dakota since you bought

A home in North Dakota bought 10 years ago is worth about 53.0% more today if it kept pace with its state, about 4.3% a year (2016 Q2 to 2026 Q2). The figures are the federal FHFA House Price Index, quarterly, latest 2026 Q2.

Appreciation over 1, 5, 10 and 20 years

WindowChangePer year$300,000 then is nowAfter inflationPeriods
1 year+4.7%+4.7%$314,023+0.8% (+0.8%/yr)2025 Q2 → 2026 Q2
5 years+35.5%+6.3%$406,589+9.3% (+1.8%/yr)2021 Q2 → 2026 Q2
10 years+53.0%+4.3%$459,146+10.0% (+1.0%/yr)2016 Q2 → 2026 Q2
20 years+135.6%+4.4%$706,812+42.7% (+1.8%/yr)2006 Q2 → 2026 Q2

After inflation: the same change measured in dollars of constant buying power, using the CPI-U (all items, US city average) averaged over the start and end periods; the national series, not a local cost of living.

Informational only, not an appraisal. This is the area’s average from repeat sales on conforming mortgages; it knows nothing about any particular house.

How North Dakota compares

Area1 yr5 yr10 yr20 yr
North Dakota+4.7%+35.5%+53.0%+135.6%
United States+3.0%+41.3%+93.3%+93.5%

Windows end at each series’ own latest period; the annual county and ZIP indexes end a few quarters before the quarterly state and metro ones.

What is your home worth since you bought it?

The home value since purchase calculator takes your purchase price, month, year and ZIP and applies the smallest area’s index, falling back to the state when the ZIP has no data.

Metro areas in North Dakota, ranked by 5-year change

#Area5 yrPer year10 yr
1Fargo, ND-MN+35.6%+6.3%+58.9%
2Grand Forks, ND-MN+35.0%+6.2%+51.5%
3Minot, ND+33.9%+6.0%+41.3%
4Bismarck, ND+33.8%+6.0%+49.0%

Each row is that area’s own index over its own latest 5 and 10 years; annual county and ZIP series end earlier than quarterly state and metro ones. A dash means the index has no value at the start of that window.

Counties in North Dakota, ranked by 5-year change

#Area5 yrPer year10 yr
1Bottineau County+70.5%+11.3%+69.2%
2McLean County+58.9%+9.7%+63.6%
3Walsh County+57.2%+9.5%+78.1%
4Pierce County+55.3%+9.2%+56.3%
5Richland County+48.8%+8.3%+80.6%
6McKenzie County+48.0%+8.2%+64.5%
7Sargent County+47.3%+8.0%+101.8%
8Traill County+45.9%+7.8%+77.7%
9Ransom County+42.2%+7.3%+56.5%
10Pembina County+41.4%+7.2%+60.7%
11McHenry County+36.8%+6.5%+62.0%
12Ramsey County+36.1%+6.4%+54.1%
13Barnes County+35.6%+6.3%+48.3%
14Morton County+35.3%+6.2%+43.8%
15Stutsman County+33.8%+6.0%+48.3%
16Cass County+33.7%+6.0%+52.6%
17Burleigh County+32.9%+5.8%+38.4%
18Foster County+31.3%+5.6%+51.4%
19Grand Forks County+30.0%+5.4%+42.4%
20Dickey County+27.5%+5.0%+56.5%
21Stark County+27.2%+4.9%+26.6%
22Ward County+27.0%+4.9%+28.5%
23Mountrail County+27.0%+4.9%—
24Williams County+26.5%+4.8%+32.6%
25Mercer County+25.3%+4.6%+21.9%
26Bowman County+23.7%+4.3%+29.2%
27Cavalier County+11.0%+2.1%+39.0%
Dunn County———
Wells County———

Each row is that area’s own index over its own latest 5 and 10 years; annual county and ZIP series end earlier than quarterly state and metro ones. A dash means the index has no value at the start of that window.

Where these figures come from

Series. FHFA HPI, traditional / all-transactions / quarterly, NSA, State ND, from the FHFA House Price Index datasets. Each change is the index at the end of the window divided by the index at its start, ending at the latest published period (2026 Q2). Per-year figures are compound annual rates. Snapshot vintage: master file through 2026 Q2.

What it leaves out. The index is estimated from repeat sales and appraisals on mortgages bought or guaranteed by Fannie Mae and Freddie Mac, so cash, jumbo, FHA and VA purchases are not in it. It tracks the area, not any house: renovations, condition and lot are invisible to it.

Data pulled 2026-09-28. FHFA publishes state and metro indexes quarterly and county and ZIP indexes annually; this page updates with each pull.