state
Home prices in Tennessee since you bought
A home in Tennessee bought 10 years ago is worth about 119.1% more today if it kept pace with its state, about 8.2% a year (2016 Q2 to 2026 Q2). The figures are the federal FHFA House Price Index, quarterly, latest 2026 Q2.
Appreciation over 1, 5, 10 and 20 years
| Window | Change | Per year | $300,000 then is now | After inflation | Periods |
|---|---|---|---|---|---|
| 1 year | +2.6% | +2.6% | $307,784 | -1.2% (-1.2%/yr) | 2025 Q2 → 2026 Q2 |
| 5 years | +50.0% | +8.4% | $449,939 | +20.9% (+3.9%/yr) | 2021 Q2 → 2026 Q2 |
| 10 years | +119.1% | +8.2% | $657,259 | +57.5% (+4.6%/yr) | 2016 Q2 → 2026 Q2 |
| 20 years | +149.1% | +4.7% | $747,188 | +50.8% (+2.1%/yr) | 2006 Q2 → 2026 Q2 |
After inflation: the same change measured in dollars of constant buying power, using the CPI-U (all items, US city average) averaged over the start and end periods; the national series, not a local cost of living.
Informational only, not an appraisal. This is the area’s average from repeat sales on conforming mortgages; it knows nothing about any particular house.
How Tennessee compares
| Area | 1 yr | 5 yr | 10 yr | 20 yr |
|---|---|---|---|---|
| Tennessee | +2.6% | +50.0% | +119.1% | +149.1% |
| United States | +3.0% | +41.3% | +93.3% | +93.5% |
Windows end at each series’ own latest period; the annual county and ZIP indexes end a few quarters before the quarterly state and metro ones.
What is your home worth since you bought it?
The home value since purchase calculator takes your purchase price, month, year and ZIP and applies the smallest area’s index, falling back to the state when the ZIP has no data.
Metro areas in Tennessee, ranked by 5-year change
| # | Area | 5 yr | Per year | 10 yr |
|---|---|---|---|---|
| 1 | Knoxville, TN | +63.5% | +10.3% | +139.2% |
| 2 | Johnson City, TN | +63.4% | +10.3% | +119.3% |
| 3 | Kingsport-Bristol, TN-VA | +60.3% | +9.9% | +108.7% |
| 4 | Morristown, TN | +59.2% | +9.7% | +130.3% |
| 5 | Jackson, TN | +56.4% | +9.4% | +116.5% |
| 6 | Cleveland, TN | +55.1% | +9.2% | +117.5% |
| 7 | Chattanooga, TN-GA | +51.5% | +8.7% | +119.8% |
| 8 | Clarksville, TN-KY | +49.4% | +8.4% | +105.2% |
| 9 | Nashville-Davidson--Murfreesboro--Franklin, TN | +45.8% | +7.8% | +119.4% |
| 10 | Memphis, TN-MS-AR | +33.1% | +5.9% | +87.8% |
Each row is that area’s own index over its own latest 5 and 10 years; annual county and ZIP series end earlier than quarterly state and metro ones. A dash means the index has no value at the start of that window.
Counties in Tennessee, ranked by 5-year change
| # | Area | 5 yr | Per year | 10 yr |
|---|---|---|---|---|
| 1 | Perry County | +111.1% | +16.1% | +141.4% |
| 2 | Clay County | +94.7% | +14.3% | +125.1% |
| 3 | Union County | +91.4% | +13.9% | +135.5% |
| 4 | Moore County | +88.3% | +13.5% | +131.7% |
| 5 | Jackson County | +84.4% | +13.0% | +130.0% |
| 6 | Chester County | +84.3% | +13.0% | +123.9% |
| 7 | Houston County | +82.3% | +12.8% | +150.8% |
| 8 | Humphreys County | +82.3% | +12.8% | +134.9% |
| 9 | Bledsoe County | +80.6% | +12.5% | +121.3% |
| 10 | Morgan County | +80.4% | +12.5% | +123.1% |
| 11 | Cannon County | +79.5% | +12.4% | +148.1% |
| 12 | Marion County | +79.4% | +12.4% | +121.7% |
| 13 | Monroe County | +79.0% | +12.4% | +129.9% |
| 14 | Cumberland County | +78.9% | +12.3% | +120.4% |
| 15 | Anderson County | +78.3% | +12.3% | +130.8% |
| 16 | Roane County | +78.0% | +12.2% | +127.9% |
| 17 | Scott County | +77.9% | +12.2% | +118.6% |
| 18 | Jefferson County | +77.4% | +12.1% | +131.7% |
| 19 | Knox County | +77.0% | +12.1% | +132.9% |
| 20 | Greene County | +76.9% | +12.1% | +116.0% |
| 21 | Loudon County | +76.9% | +12.1% | +128.1% |
| 22 | McMinn County | +76.7% | +12.1% | +121.0% |
| 23 | Overton County | +76.3% | +12.0% | +130.6% |
| 24 | Warren County | +76.1% | +12.0% | +141.6% |
| 25 | White County | +76.1% | +12.0% | +138.8% |
| 26 | Unicoi County | +75.3% | +11.9% | +117.2% |
| 27 | Franklin County | +74.8% | +11.8% | +132.8% |
| 28 | Rhea County | +74.6% | +11.8% | +124.3% |
| 29 | Campbell County | +74.6% | +11.8% | +122.4% |
| 30 | Lincoln County | +74.5% | +11.8% | +121.7% |
| 31 | Hickman County | +74.4% | +11.8% | +136.6% |
| 32 | Crockett County | +73.8% | +11.7% | +101.5% |
| 33 | Lewis County | +73.6% | +11.7% | +128.1% |
| 34 | Sevier County | +73.6% | +11.7% | +156.9% |
| 35 | Hawkins County | +73.5% | +11.7% | +109.5% |
| 36 | Blount County | +73.5% | +11.6% | +124.7% |
| 37 | Grundy County | +73.5% | +11.6% | +111.5% |
| 38 | Carter County | +73.3% | +11.6% | +115.1% |
| 39 | Fentress County | +72.8% | +11.6% | +117.0% |
| 40 | Henderson County | +72.7% | +11.5% | +111.3% |
| 41 | Van Buren County | +72.4% | +11.5% | +142.7% |
| 42 | Coffee County | +72.2% | +11.5% | +132.4% |
| 43 | Meigs County | +72.1% | +11.5% | +108.2% |
| 44 | DeKalb County | +71.8% | +11.4% | +139.8% |
| 45 | Carroll County | +71.1% | +11.3% | +108.0% |
| 46 | Hamblen County | +71.0% | +11.3% | +119.0% |
| 47 | Lauderdale County | +70.8% | +11.3% | +107.7% |
| 48 | Cocke County | +70.6% | +11.3% | +115.1% |
| 49 | Macon County | +70.1% | +11.2% | +139.9% |
| 50 | Washington County | +70.1% | +11.2% | +104.8% |
| 51 | Haywood County | +69.9% | +11.2% | +95.8% |
| 52 | Maury County | +69.8% | +11.2% | +152.5% |
| 53 | Benton County | +69.6% | +11.1% | +113.8% |
| 54 | Marshall County | +69.5% | +11.1% | +160.5% |
| 55 | Grainger County | +69.5% | +11.1% | +104.2% |
| 56 | Williamson County | +68.8% | +11.0% | +128.3% |
| 57 | Sullivan County | +68.7% | +11.0% | +101.3% |
| 58 | Weakley County | +68.1% | +10.9% | +103.8% |
| 59 | Henry County | +67.8% | +10.9% | +99.1% |
| 60 | Gibson County | +67.4% | +10.8% | +95.5% |
| 61 | Madison County | +66.1% | +10.7% | +106.8% |
| 62 | Sequatchie County | +66.1% | +10.7% | +103.9% |
| 63 | Bradley County | +66.0% | +10.7% | +110.2% |
| 64 | Putnam County | +65.8% | +10.6% | +116.3% |
| 65 | Lawrence County | +65.3% | +10.6% | +127.0% |
| 66 | Bedford County | +65.2% | +10.6% | +141.7% |
| 67 | Smith County | +65.1% | +10.5% | +147.6% |
| 68 | Wayne County | +64.7% | +10.5% | +101.8% |
| 69 | Giles County | +64.4% | +10.5% | +125.9% |
| 70 | Hamilton County | +63.3% | +10.3% | +116.5% |
| 71 | Johnson County | +63.0% | +10.3% | +87.0% |
| 72 | Montgomery County | +61.4% | +10.0% | +106.8% |
| 73 | McNairy County | +61.2% | +10.0% | +96.4% |
| 74 | Hardin County | +61.2% | +10.0% | +90.3% |
| 75 | Sumner County | +60.1% | +9.9% | +124.7% |
| 76 | Obion County | +59.9% | +9.8% | +91.9% |
| 77 | Pickett County | +59.6% | +9.8% | +101.2% |
| 78 | Decatur County | +58.5% | +9.7% | +95.9% |
| 79 | Rutherford County | +58.5% | +9.7% | +131.2% |
| 80 | Trousdale County | +58.3% | +9.6% | +149.5% |
| 81 | Robertson County | +57.4% | +9.5% | +121.3% |
| 82 | Dyer County | +57.1% | +9.5% | +85.3% |
| 83 | Stewart County | +56.8% | +9.4% | +83.9% |
| 84 | Wilson County | +56.8% | +9.4% | +118.2% |
| 85 | Dickson County | +56.5% | +9.4% | +126.0% |
| 86 | Cheatham County | +56.1% | +9.3% | +121.4% |
| 87 | Tipton County | +55.8% | +9.3% | +90.0% |
| 88 | Hardeman County | +53.7% | +9.0% | +77.5% |
| 89 | Polk County | +52.5% | +8.8% | +96.0% |
| 90 | Davidson County | +48.7% | +8.3% | +115.7% |
| 91 | Fayette County | +48.1% | +8.2% | +82.2% |
| 92 | Claiborne County | +46.1% | +7.9% | +65.2% |
| 93 | Shelby County | +37.6% | +6.6% | +82.0% |
Each row is that area’s own index over its own latest 5 and 10 years; annual county and ZIP series end earlier than quarterly state and metro ones. A dash means the index has no value at the start of that window.
Where these figures come from
Series. FHFA HPI, traditional / all-transactions / quarterly, NSA, State TN, from the FHFA House Price Index datasets. Each change is the index at the end of the window divided by the index at its start, ending at the latest published period (2026 Q2). Per-year figures are compound annual rates. Snapshot vintage: master file through 2026 Q2.
What it leaves out. The index is estimated from repeat sales and appraisals on mortgages bought or guaranteed by Fannie Mae and Freddie Mac, so cash, jumbo, FHA and VA purchases are not in it. It tracks the area, not any house: renovations, condition and lot are invisible to it.
Data pulled 2026-09-28. FHFA publishes state and metro indexes quarterly and county and ZIP indexes annually; this page updates with each pull.