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Home prices in Texas since you bought

A home in Texas bought 10 years ago is worth about 87.1% more today if it kept pace with its state, about 6.5% a year (2016 Q2 to 2026 Q2). The figures are the federal FHFA House Price Index, quarterly, latest 2026 Q2.

Appreciation over 1, 5, 10 and 20 years

WindowChangePer year$300,000 then is nowAfter inflationPeriods
1 year+1.6%+1.6%$304,708-2.2% (-2.2%/yr)2025 Q2 → 2026 Q2
5 years+34.3%+6.1%$403,037+8.3% (+1.6%/yr)2021 Q2 → 2026 Q2
10 years+87.1%+6.5%$561,342+34.5% (+3.0%/yr)2016 Q2 → 2026 Q2
20 years+154.8%+4.8%$764,438+54.3% (+2.2%/yr)2006 Q2 → 2026 Q2

After inflation: the same change measured in dollars of constant buying power, using the CPI-U (all items, US city average) averaged over the start and end periods; the national series, not a local cost of living.

Informational only, not an appraisal. This is the area’s average from repeat sales on conforming mortgages; it knows nothing about any particular house.

How Texas compares

Area1 yr5 yr10 yr20 yr
Texas+1.6%+34.3%+87.1%+154.8%
United States+3.0%+41.3%+93.3%+93.5%

Windows end at each series’ own latest period; the annual county and ZIP indexes end a few quarters before the quarterly state and metro ones.

What is your home worth since you bought it?

The home value since purchase calculator takes your purchase price, month, year and ZIP and applies the smallest area’s index, falling back to the state when the ZIP has no data.

Metro areas in Texas, ranked by 5-year change

#Area5 yrPer year10 yr
1McAllen-Edinburg-Mission, TX+54.5%+9.1%+92.9%
2El Paso, TX+48.0%+8.2%+87.7%
3Brownsville-Harlingen, TX+47.7%+8.1%+92.9%
4Longview, TX+47.3%+8.1%+80.8%
5Abilene, TX+46.3%+7.9%+92.1%
6Texarkana, TX-AR+44.3%+7.6%+75.2%
7College Station-Bryan, TX+42.4%+7.3%+80.8%
8Tyler, TX+41.8%+7.2%+92.0%
9Sherman-Denison, TX+40.3%+7.0%+111.6%
10Killeen-Temple, TX+39.3%+6.9%+99.4%
11Victoria, TX+38.2%+6.7%+67.6%
12Waco, TX+36.7%+6.4%+100.4%
13Dallas-Plano-Irving, TX+35.4%+6.3%+92.5%
14Fort Worth-Arlington-Grapevine, TX+34.4%+6.1%+98.9%
15Laredo, TX+34.3%+6.1%+68.0%
16Wichita Falls, TX+34.2%+6.1%+83.3%
17Amarillo, TX+34.0%+6.0%+64.8%
18San Angelo, TX+33.4%+5.9%+75.0%
19Beaumont-Port Arthur, TX+33.3%+5.9%+69.7%
20Houston-Pasadena-The Woodlands, TX+32.7%+5.8%+68.8%
21San Antonio-New Braunfels, TX+29.3%+5.3%+79.7%
22Lubbock, TX+28.2%+5.1%+62.9%
23Corpus Christi, TX+28.2%+5.1%+61.3%
24Midland, TX+27.5%+5.0%+66.8%
25Odessa, TX+24.8%+4.5%+53.8%
26Austin-Round Rock-San Marcos, TX+15.2%+2.9%+80.8%

Each row is that area’s own index over its own latest 5 and 10 years; annual county and ZIP series end earlier than quarterly state and metro ones. A dash means the index has no value at the start of that window.

Counties in Texas, ranked by 5-year change

#Area5 yrPer year10 yr
1Hamilton County+85.9%+13.2%+151.2%
2Morris County+84.6%+13.0%+137.4%
3Montague County+74.5%+11.8%+136.0%
4Franklin County+74.3%+11.8%+115.2%
5Jack County+71.9%+11.4%+138.9%
6Starr County+71.1%+11.3%+82.7%
7Erath County+70.1%+11.2%+115.0%
8Swisher County+69.5%+11.1%+129.9%
9Young County+69.4%+11.1%+89.1%
10Hill County+66.0%+10.7%+130.4%
11Camp County+65.9%+10.7%+124.4%
12Hopkins County+65.0%+10.5%+126.8%
13Bosque County+64.1%+10.4%+117.0%
14Navarro County+64.0%+10.4%+118.8%
15Blanco County+63.3%+10.3%+116.1%
16Lampasas County+63.2%+10.3%+123.5%
17Dallam County+62.7%+10.2%+90.8%
18Cooke County+62.3%+10.2%+115.8%
19Upshur County+62.0%+10.1%+92.7%
20Burleson County+61.7%+10.1%+102.4%
21Lamar County+61.6%+10.1%+115.1%
22Live Oak County+61.3%+10.0%+83.2%
23Palo Pinto County+60.7%+10.0%+116.4%
24Mills County+60.6%+9.9%—
25Grimes County+60.5%+9.9%+112.8%
26Van Zandt County+60.0%+9.9%+121.7%
27Falls County+60.0%+9.9%+80.8%
28Houston County+59.0%+9.7%+131.6%
29Lavaca County+58.6%+9.7%+90.9%
30Henderson County+58.0%+9.6%+116.8%
31Archer County+57.8%+9.6%+93.8%
32Colorado County+57.6%+9.5%+88.4%
33Somervell County+57.4%+9.5%+104.8%
34Shelby County+56.9%+9.4%+57.6%
35Titus County+56.8%+9.4%+91.1%
36Milam County+56.6%+9.4%+117.9%
37El Paso County+56.5%+9.4%+81.3%
38Grayson County+56.5%+9.4%+122.4%
39Hidalgo County+56.3%+9.3%+88.4%
40San Jacinto County+56.2%+9.3%+106.9%
41Fannin County+56.2%+9.3%+129.7%
42Lee County+55.9%+9.3%+120.5%
43Brown County+55.8%+9.3%+87.6%
44Llano County+55.7%+9.3%+121.3%
45Fort Bend County+55.7%+9.3%+90.5%
46Comanche County+55.3%+9.2%+109.0%
47Panola County+55.2%+9.2%+80.8%
48Cameron County+55.1%+9.2%+81.1%
49Hood County+54.8%+9.1%+115.1%
50Robertson County+54.7%+9.1%+101.9%
51De Witt County+54.5%+9.1%+75.5%
52Rains County+54.4%+9.1%+112.0%
53Goliad County+54.3%+9.1%+91.7%
54Leon County+54.3%+9.1%+96.4%
55Coryell County+54.3%+9.1%+101.4%
56Callahan County+54.1%+9.0%+96.9%
57Montgomery County+53.8%+9.0%+84.0%
58Fayette County+53.5%+8.9%+105.6%
59Waller County+53.4%+8.9%+97.4%
60Maverick County+53.3%+8.9%+71.3%
61Sabine County+53.0%+8.9%+79.7%
62Madison County+52.8%+8.8%+92.9%
63Cherokee County+52.8%+8.8%+97.4%
64Limestone County+52.6%+8.8%+86.1%
65Austin County+52.1%+8.8%+90.8%
66Hunt County+52.0%+8.7%+122.7%
67Bastrop County+52.0%+8.7%+121.0%
68Kerr County+51.9%+8.7%+102.7%
69Caldwell County+51.8%+8.7%+119.6%
70Gregg County+51.5%+8.7%+69.2%
71Collin County+51.1%+8.6%+101.6%
72Parker County+51.0%+8.6%+107.1%
73Harrison County+50.9%+8.6%+71.1%
74Wood County+50.8%+8.6%+99.1%
75Burnet County+50.7%+8.5%+108.3%
76Rusk County+50.5%+8.5%+70.8%
77Freestone County+50.3%+8.5%+83.9%
78Wichita County+50.2%+8.5%+84.9%
79Parmer County+50.0%+8.4%+58.3%
80Eastland County+49.9%+8.4%+95.9%
81Johnson County+49.8%+8.4%+114.3%
82Wise County+49.6%+8.4%+110.7%
83Ellis County+49.5%+8.4%+112.7%
84Hutchinson County+49.4%+8.4%+71.7%
85Nolan County+49.4%+8.4%+75.6%
86Kendall County+49.2%+8.3%+95.7%
87Kaufman County+49.1%+8.3%+113.2%
88Bell County+49.1%+8.3%+91.9%
89McLennan County+48.7%+8.3%+105.3%
90Uvalde County+48.6%+8.2%+74.7%
91Cass County+48.5%+8.2%+80.3%
92Comal County+48.0%+8.2%+93.0%
93Smith County+47.9%+8.1%+84.4%
94Tyler County+47.7%+8.1%+92.4%
95Medina County+47.6%+8.1%+88.1%
96Wilbarger County+47.6%+8.1%+71.7%
97Brazos County+47.4%+8.1%+86.7%
98Nacogdoches County+47.1%+8.0%+70.7%
99Anderson County+47.0%+8.0%+84.6%
100Aransas County+46.8%+8.0%+91.2%
101Washington County+46.8%+8.0%+84.9%
102Gillespie County+46.0%+7.9%+102.4%
103Bowie County+45.8%+7.8%+71.7%
104Denton County+45.7%+7.8%+100.8%
105Tarrant County+45.5%+7.8%+105.6%
106Angelina County+45.5%+7.8%+71.6%
107Rockwall County+45.3%+7.8%+98.0%
108Clay County+45.3%+7.8%+84.2%
109Marion County+45.2%+7.7%+77.6%
110Walker County+45.2%+7.7%+87.1%
111Atascosa County+45.1%+7.7%+75.4%
112Dallas County+45.0%+7.7%+97.6%
113Kleberg County+44.6%+7.7%+67.5%
114Guadalupe County+44.5%+7.6%+85.5%
115Hays County+44.3%+7.6%+95.4%
116Gonzales County+43.9%+7.6%+67.0%
117Wilson County+43.9%+7.6%+76.0%
118Gray County+43.6%+7.5%+45.2%
119Williamson County+43.3%+7.5%+99.8%
120Galveston County+43.0%+7.4%+92.6%
121Deaf Smith County+43.0%+7.4%+84.7%
122Jim Wells County+42.8%+7.4%+63.1%
123Hale County+42.7%+7.4%+63.9%
124Calhoun County+42.6%+7.4%+68.5%
125Moore County+42.6%+7.4%+64.4%
126Taylor County+42.1%+7.3%+72.1%
127Matagorda County+42.0%+7.3%+63.7%
128Webb County+41.8%+7.2%+66.9%
129Hockley County+41.7%+7.2%+72.7%
130Tom Green County+41.7%+7.2%+72.2%
131Chambers County+41.6%+7.2%+85.7%
132Jasper County+41.0%+7.1%+75.2%
133McCulloch County+40.8%+7.1%+69.8%
134Terry County+40.7%+7.1%+81.9%
135Yoakum County+40.3%+7.0%+67.3%
136Randall County+39.6%+6.9%+60.0%
137Wharton County+39.5%+6.9%+72.7%
138Potter County+39.2%+6.8%+60.0%
139San Patricio County+38.9%+6.8%+70.1%
140Bandera County+38.1%+6.7%+79.0%
141Jones County+38.0%+6.7%+79.8%
142Nueces County+37.7%+6.6%+60.6%
143Hartley County+37.5%+6.6%+48.3%
144Brazoria County+37.5%+6.6%+78.7%
145Gaines County+37.1%+6.5%+70.9%
146Bexar County+36.7%+6.5%+82.1%
147Hardin County+36.7%+6.5%+68.1%
148Liberty County+36.6%+6.4%+79.9%
149Victoria County+36.6%+6.4%+55.0%
150Bee County+36.5%+6.4%+64.8%
151Val Verde County+35.2%+6.2%+56.5%
152Scurry County+35.1%+6.2%+40.0%
153Sherman County+34.9%+6.2%+126.4%
154Lubbock County+34.5%+6.1%+58.8%
155Runnels County+34.2%+6.1%+51.0%
156Lamb County+33.4%+5.9%+52.7%
157Stephens County+33.2%+5.9%+77.7%
158Andrews County+33.1%+5.9%+57.5%
159Polk County+32.5%+5.8%+59.4%
160Carson County+32.4%+5.8%+66.8%
161Hansford County+32.3%+5.8%+42.4%
162Jackson County+31.8%+5.7%+67.5%
163Orange County+31.6%+5.6%+64.3%
164Travis County+31.5%+5.6%+82.5%
165Jefferson County+31.0%+5.5%+61.4%
166Harris County+30.7%+5.5%+53.8%
167Brewster County+29.9%+5.4%+70.2%
168Dawson County+28.7%+5.2%+65.3%
169Howard County+28.0%+5.1%+59.5%
170Ward County+27.6%+5.0%+93.7%
171Lynn County+26.1%+4.7%+58.5%
172Midland County+23.9%+4.4%+54.4%
173Ector County+21.2%+3.9%+50.1%
174Ochiltree County+10.9%+2.1%+12.9%
175Hemphill County+3.9%+0.8%+22.7%
176Pecos County+3.0%+0.6%+48.3%
177Martin County+1.7%+0.3%+42.4%
Delta County———
Trinity County———

Each row is that area’s own index over its own latest 5 and 10 years; annual county and ZIP series end earlier than quarterly state and metro ones. A dash means the index has no value at the start of that window.

Where these figures come from

Series. FHFA HPI, traditional / all-transactions / quarterly, NSA, State TX, from the FHFA House Price Index datasets. Each change is the index at the end of the window divided by the index at its start, ending at the latest published period (2026 Q2). Per-year figures are compound annual rates. Snapshot vintage: master file through 2026 Q2.

What it leaves out. The index is estimated from repeat sales and appraisals on mortgages bought or guaranteed by Fannie Mae and Freddie Mac, so cash, jumbo, FHA and VA purchases are not in it. It tracks the area, not any house: renovations, condition and lot are invisible to it.

Data pulled 2026-09-28. FHFA publishes state and metro indexes quarterly and county and ZIP indexes annually; this page updates with each pull.