metro area
Home prices in San Rafael, CA since you bought
A home in San Rafael, CA bought 10 years ago is worth about 40.7% more today if it kept pace with its metro area, about 3.5% a year (2016 Q2 to 2026 Q2). The figures are the federal FHFA House Price Index, quarterly, latest 2026 Q2.
Appreciation over 1, 5, 10 and 20 years
| Window | Change | Per year | $300,000 then is now | Periods |
|---|---|---|---|---|
| 1 year | +3.5% | +3.5% | $310,540 | 2025 Q2 → 2026 Q2 |
| 5 years | +20.3% | +3.8% | $360,974 | 2021 Q2 → 2026 Q2 |
| 10 years | +40.7% | +3.5% | $422,112 | 2016 Q2 → 2026 Q2 |
| 20 years | +51.0% | +2.1% | $452,958 | 2006 Q2 → 2026 Q2 |
Informational only, not an appraisal. This is the area’s average from repeat sales on conforming mortgages; it knows nothing about any particular house.
How San Rafael, CA compares
| Area | 1 yr | 5 yr | 10 yr | 20 yr |
|---|---|---|---|---|
| San Rafael, CA | +3.5% | +20.3% | +40.7% | +51.0% |
| California | +0.9% | +28.1% | +76.2% | +51.4% |
| United States | +3.0% | +41.3% | +93.3% | +93.5% |
Windows end at each series’ own latest period; the annual county and ZIP indexes end a few quarters before the quarterly state and metro ones.
What is your home worth since you bought it?
The home value since purchase calculator takes your purchase price, month, year and ZIP and applies the smallest area’s index, falling back to San Rafael, CA or the state when the ZIP has no data.
Counties in this metro area
Where these figures come from
Series. FHFA HPI, traditional / all-transactions / quarterly, NSA, MSA 42034, from the FHFA House Price Index datasets. Each change is the index at the end of the window divided by the index at its start, ending at the latest published period (2026 Q2). Per-year figures are compound annual rates. Snapshot vintage: master file through 2026 Q2.
What it leaves out. The index is estimated from repeat sales and appraisals on mortgages bought or guaranteed by Fannie Mae and Freddie Mac, so cash, jumbo, FHA and VA purchases are not in it. It tracks the area, not any house: renovations, condition and lot are invisible to it.
Data pulled 2026-09-28. FHFA publishes state and metro indexes quarterly and county and ZIP indexes annually; this page updates with each pull.