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Home prices in California since you bought

A home in California bought 10 years ago is worth about 76.2% more today if it kept pace with its state, about 5.8% a year (2016 Q2 to 2026 Q2). The figures are the federal FHFA House Price Index, quarterly, latest 2026 Q2.

Appreciation over 1, 5, 10 and 20 years

WindowChangePer year$300,000 then is nowAfter inflationPeriods
1 year+0.9%+0.9%$302,701-2.9% (-2.9%/yr)2025 Q2 → 2026 Q2
5 years+28.1%+5.1%$384,321+3.3% (+0.6%/yr)2021 Q2 → 2026 Q2
10 years+76.2%+5.8%$528,506+26.7% (+2.4%/yr)2016 Q2 → 2026 Q2
20 years+51.4%+2.1%$454,207-8.3% (-0.4%/yr)2006 Q2 → 2026 Q2

After inflation: the same change measured in dollars of constant buying power, using the CPI-U (all items, US city average) averaged over the start and end periods; the national series, not a local cost of living.

Informational only, not an appraisal. This is the area’s average from repeat sales on conforming mortgages; it knows nothing about any particular house.

How California compares

Area1 yr5 yr10 yr20 yr
California+0.9%+28.1%+76.2%+51.4%
United States+3.0%+41.3%+93.3%+93.5%

Windows end at each series’ own latest period; the annual county and ZIP indexes end a few quarters before the quarterly state and metro ones.

What is your home worth since you bought it?

The home value since purchase calculator takes your purchase price, month, year and ZIP and applies the smallest area’s index, falling back to the state when the ZIP has no data.

Metro areas in California, ranked by 5-year change

#Area5 yrPer year10 yr
1El Centro, CA+46.9%+8.0%+104.2%
2Anaheim-Santa Ana-Irvine, CA+45.5%+7.8%+87.2%
3Santa Maria-Santa Barbara, CA+43.7%+7.5%+84.1%
4San Diego-Chula Vista-Carlsbad, CA+40.8%+7.1%+96.1%
5Visalia, CA+39.0%+6.8%+96.2%
6Hanford-Corcoran, CA+37.1%+6.5%+92.6%
7San Luis Obispo-Paso Robles, CA+36.5%+6.4%+78.3%
8Riverside-San Bernardino-Ontario, CA+35.9%+6.3%+98.4%
9Bakersfield-Delano, CA+35.8%+6.3%+86.5%
10Fresno, CA+35.5%+6.3%+95.5%
11Los Angeles-Long Beach-Glendale, CA+31.9%+5.7%+81.4%
12Oxnard-Thousand Oaks-Ventura, CA+28.7%+5.2%+66.9%
13Salinas, CA+28.4%+5.1%+80.7%
14San Jose-Sunnyvale-Santa Clara, CA+27.4%+5.0%+52.2%
15Merced, CA+26.4%+4.8%+89.6%
16Modesto, CA+25.8%+4.7%+88.8%
17Yuba City, CA+20.7%+3.8%+88.1%
18Santa Cruz-Watsonville, CA+20.5%+3.8%+54.8%
19San Rafael, CA+20.3%+3.8%+40.7%
20Redding, CA+20.3%+3.8%+68.6%
21Sacramento-Roseville-Folsom, CA+19.9%+3.7%+74.6%
22Stockton-Lodi, CA+18.2%+3.4%+79.7%
23Santa Rosa-Petaluma, CA+17.6%+3.3%+52.0%
24San Francisco-San Mateo-Redwood City, CA+17.5%+3.3%+31.6%
25Napa, CA+17.2%+3.2%+54.3%
26Vallejo, CA+14.3%+2.7%+64.0%
27Chico, CA+13.1%+2.5%+68.8%
28Oakland-Fremont-Berkeley, CA+8.2%+1.6%+45.6%

Each row is that area’s own index over its own latest 5 and 10 years; annual county and ZIP series end earlier than quarterly state and metro ones. A dash means the index has no value at the start of that window.

Counties in California, ranked by 5-year change

#Area5 yrPer year10 yr
1Imperial County+59.7%+9.8%+109.0%
2Santa Barbara County+56.3%+9.3%+87.8%
3Riverside County+54.3%+9.1%+105.4%
4Modoc County+54.3%+9.1%+76.2%
5San Diego County+53.6%+9.0%+99.1%
6Orange County+53.5%+8.9%+89.0%
7Tulare County+53.3%+8.9%+101.6%
8Inyo County+53.1%+8.9%+87.9%
9San Bernardino County+52.2%+8.8%+102.8%
10Kern County+51.0%+8.6%+87.6%
11Kings County+50.1%+8.5%+99.3%
12Del Norte County+49.6%+8.4%+112.7%
13Madera County+49.6%+8.4%+105.0%
14Mono County+49.6%+8.4%+85.8%
15Fresno County+49.3%+8.3%+98.0%
16San Luis Obispo County+47.5%+8.1%+84.9%
17Merced County+45.7%+7.8%+104.7%
18Ventura County+44.1%+7.6%+77.9%
19Monterey County+43.9%+7.5%+93.9%
20Los Angeles County+43.3%+7.5%+86.9%
21Stanislaus County+40.7%+7.1%+97.6%
22Alpine County+40.3%+7.0%+85.2%
23Plumas County+39.3%+6.9%+87.6%
24Siskiyou County+39.2%+6.8%+81.0%
25San Joaquin County+38.7%+6.8%+93.1%
26Yuba County+37.4%+6.6%+103.9%
27Sacramento County+36.9%+6.5%+91.2%
28Mariposa County+36.6%+6.4%+71.5%
29Sutter County+35.8%+6.3%+95.7%
30Colusa County+35.8%+6.3%+96.5%
31Santa Clara County+34.9%+6.2%+63.9%
32Humboldt County+34.4%+6.1%+73.5%
33Placer County+33.5%+5.9%+72.2%
34Trinity County+32.7%+5.8%+54.2%
35El Dorado County+31.7%+5.7%+69.5%
36Calaveras County+31.0%+5.6%+75.6%
37Contra Costa County+30.5%+5.5%+71.0%
38Santa Cruz County+30.1%+5.4%+60.7%
39Yolo County+30.0%+5.4%+68.7%
40Glenn County+29.8%+5.3%+89.3%
41Tuolumne County+29.7%+5.3%+64.6%
42San Benito County+29.5%+5.3%+71.5%
43Solano County+29.5%+5.3%+76.1%
44Shasta County+29.2%+5.3%+64.9%
45Tehama County+28.4%+5.1%+77.2%
46Amador County+27.6%+5.0%+69.4%
47Napa County+27.2%+4.9%+63.0%
48Nevada County+26.7%+4.8%+64.4%
49Marin County+25.4%+4.6%+45.0%
50Sonoma County+25.2%+4.6%+60.2%
51Lassen County+24.5%+4.5%+64.2%
52Butte County+23.3%+4.3%+73.8%
53Alameda County+23.3%+4.3%+62.1%
54Mendocino County+22.7%+4.2%+58.8%
55San Mateo County+22.5%+4.1%+49.1%
56Lake County+21.7%+4.0%+69.9%
57Sierra County+14.2%+2.7%+57.2%
58San Francisco County+13.7%+2.6%+33.7%

Each row is that area’s own index over its own latest 5 and 10 years; annual county and ZIP series end earlier than quarterly state and metro ones. A dash means the index has no value at the start of that window.

Where these figures come from

Series. FHFA HPI, traditional / all-transactions / quarterly, NSA, State CA, from the FHFA House Price Index datasets. Each change is the index at the end of the window divided by the index at its start, ending at the latest published period (2026 Q2). Per-year figures are compound annual rates. Snapshot vintage: master file through 2026 Q2.

What it leaves out. The index is estimated from repeat sales and appraisals on mortgages bought or guaranteed by Fannie Mae and Freddie Mac, so cash, jumbo, FHA and VA purchases are not in it. It tracks the area, not any house: renovations, condition and lot are invisible to it.

Data pulled 2026-09-28. FHFA publishes state and metro indexes quarterly and county and ZIP indexes annually; this page updates with each pull.